$(function(){
ROICalc.render.update();
$("#num-employees").numeric();
$("#avg-ann-salary").numeric();
$("#turn-train-costs").numeric();
$("#hc-cost-per-emp").numeric();
$("#unsched-abs").numeric();
$("#avg-pfw").numeric();
$("#cost-per-emp").numeric();
$("#num-employees").focus();
$("#12_assumptions").click(function(){
var assumptions = window.open("", "assumptionsWindow", "width=450,height=300,scrollbars=yes,toolbar=no,resizable=yes,status=yes");
assumptions.document.open();
assumptions.document.write("12 ROI Assumptions " + $("#assumptions").html() + "");
assumptions.document.close();
assumptions.focus();
return false;
});
//bind form input onchange events
$("#num-employees").bind("blur", function(){
ROICalc.events.numEmployeesChange($(this));
});
$("#avg-ann-salary").bind("blur", function(){
ROICalc.events.avgSalaryChange($(this));
});
$("#turn-train-costs").bind("blur", function(){
ROICalc.events.turnTrainCostsChange($(this));
});
$("#hc-cost-per-emp").bind("blur", function(){
ROICalc.events.healthCareCostsChange($(this));
});
$("#unsched-abs").bind("blur", function(){
ROICalc.events.unschedAbsensesChange($(this));
});
$("#avg-pfw").bind("blur", function(){
ROICalc.events.avgPFWChange($(this));
});
$("#cost-per-emp").bind("change keyup", function(){
ROICalc.events.costPerEmployeeChange($(this));
});
//request report button event handler
$("form#requestReportForm").submit(function(){
ROICalc.events.requestReportSubmit();
return false;
});
$("#requestReport").click(function(){
ROICalc.events.requestReportSubmit();
return false;
});
});
ROICalc = {};
//variables
ROICalc.numEmployees = 1000;
ROICalc.avgSalary = 45000;
ROICalc.turnTrainCosts = 11250;
ROICalc.healthCareCosts = 9660;
ROICalc.unschedAbsenses = 7;
ROICalc.avgPFW = 6;
ROICalc.costPerEmployee = 150;
ROICalc.PERCENT_GARNISH = .06;
ROICalc.math = {};
ROICalc.math.getTurnTrainCosts = function(){
var retVal = parseInt((ROICalc.avgSalary * .25) * 100 / 100);
return retVal;
};
ROICalc.math.getNumberOfEmployeesAffected = function(){
var retVal = parseInt(ROICalc.numEmployees * .3);
//console.log("NumberOfEmployeesAffected=" + retVal);
return retVal;
};
ROICalc.math.getWorkTimeWasted = function(){
var retVal = parseInt(Math.round(ROICalc.avgSalary / 52 / 5 * ROICalc.unschedAbsenses));
//console.log("WorkTimeWasted=" + retVal);
return retVal;
};
ROICalc.math.getLowPFW = function(){
//var retVal = parseFloat(ROICalc.avgPFW / 10);
var retVal = .3;
//console.log("LowPFW=" + retVal);
return retVal;
};
ROICalc.math.getMidPFW = function(){
//var retVal = parseFloat(ROICalc.avgPFW / 20);
var retVal = .28;
//console.log("MidPFW=" + retVal);
return retVal;
};
ROICalc.math.getHighPFW = function(){
//var retVal = parseFloat(ROICalc.avgPFW / 30);
var retVal = .42;
//console.log("HighPFW=" + retVal);
return retVal;
};
ROICalc.math.getActualWorkTimeWasted = function(){
//console.log("numEmployeesAffected=" + ROICalc.math.getNumberOfEmployeesAffected());
var retVal = parseInt(Math.round(ROICalc.math.getNumberOfEmployeesAffected() * .33 * ROICalc.math.getWorkTimeWasted() * .2));
//console.log("ActualWorkTimeWasted=" + retVal);
return retVal;
};
ROICalc.math.getActualDaysAbsent = function(){
return 6.4;
};
ROICalc.math.getActualAbsenteeism = function(){
var retVal = parseInt(Math.round(ROICalc.math.getNumberOfEmployeesAffected() * ROICalc.math.getActualDaysAbsent() * .1 * ROICalc.avgSalary / 52 / 40 * 8));
//console.log("ActualAbsenteeism=" + retVal);
return retVal;
};
ROICalc.math.getActualTurnover = function(){
var retVal = parseInt(Math.round(ROICalc.math.getNumberOfEmployeesAffected() * .2 * .3 * ROICalc.turnTrainCosts));
//console.log("ActualTurnover=" + retVal);
return retVal;
};
ROICalc.math.getActualJobPerformanceRating = function(){
var eq1 = parseInt(Math.round(ROICalc.math.getNumberOfEmployeesAffected() * ROICalc.avgSalary * .2 * .1 * ROICalc.math.getLowPFW()));
var eq2 = parseInt(Math.round(ROICalc.math.getNumberOfEmployeesAffected() * ROICalc.avgSalary * .2 * .25 * ROICalc.math.getMidPFW()));
var eq3 = parseInt(Math.round(ROICalc.math.getNumberOfEmployeesAffected() * ROICalc.avgSalary * .05 * .05 * ROICalc.math.getHighPFW()));
var retVal = eq1 + eq2 + eq3;
if(ROICalc.avgPFW <= 4){
retVal *= .85;
}
else if(ROICalc.avgPFW > 6){
retVal *= .8;
}
//console.log("ActualJobPerformanceRating=" + retVal);
return retVal;
};
ROICalc.math.getActualHealthCareCosts = function(){
var retVal = parseInt(Math.round(ROICalc.math.getNumberOfEmployeesAffected() * .33 * ROICalc.healthCareCosts * .05));
//console.log("ActualHealthCareCosts=" + retVal);
return retVal;
};
ROICalc.math.getActualHealthCarePremium = function(){
var retVal = parseInt(Math.round(ROICalc.numEmployees * .1 * 500));
//console.log("ActualHealthCarePremium=" + retVal);
return retVal;
};
ROICalc.math.getActualHealthCareSpending = function(){
var retVal = parseInt(Math.round(ROICalc.numEmployees * .1 * 1200 * .0765));
//console.log("ActualHealthCareSpending=" + retVal);
return retVal;
};
ROICalc.math.getActualDependentCareSpending = function(){
var retVal = parseInt(Math.round(ROICalc.numEmployees * .01 * 3600 * .0765));
//console.log("ActualDependentCareSpending=" + retVal);
return retVal;
};
ROICalc.math.getActualWorkersCompClaims = function(){
var retVal = parseInt(Math.round(ROICalc.numEmployees * .005 * 400));
//console.log("ActualWorkersCompClaims=" + retVal);
return retVal;
};
ROICalc.math.getActualGarnishments = function(){
var retVal = parseInt(Math.round(ROICalc.numEmployees * ROICalc.PERCENT_GARNISH * .25 * 600 / 2));
//console.log("ActualGarnishments=" + retVal);
return retVal;
};
ROICalc.math.getActualTotalOfFirstFourFactors = function(){
var retVal = parseInt(Math.round(ROICalc.math.getActualWorkTimeWasted() + ROICalc.math.getActualTurnover() + ROICalc.math.getActualJobPerformanceRating() + ROICalc.math.getActualHealthCareCosts()));
//console.log("total of first 4 factors=" + retVal);
return retVal;
};
ROICalc.math.getActualTotalOfOtherFactors = function(){
var retVal = parseInt(Math.round(ROICalc.math.getActualAbsenteeism() + ROICalc.math.getActualHealthCarePremium() + ROICalc.math.getActualHealthCareSpending() + ROICalc.math.getActualDependentCareSpending() + ROICalc.math.getActualWorkersCompClaims() + ROICalc.math.getActualGarnishments()));
//console.log("total of other factors=" + retVal);
return retVal;
};
ROICalc.math.getActualTotalImprovement = function(){
var retVal = parseInt(ROICalc.math.getActualTotalOfFirstFourFactors() + ROICalc.math.getActualTotalOfOtherFactors());
//console.log("ActualTotalImprovement=" + retVal);
return retVal;
};
ROICalc.math.getActualTotalCostOfFinancialEducationProgram = function(){
var retVal = parseInt(Math.round(ROICalc.numEmployees * ROICalc.costPerEmployee));
//console.log("ActualTotalCostOfFinancialEducationProgram=" + retVal);
return retVal;
};
ROICalc.math.getActualBenefitToCostRatio = function(){
var retVal = parseFloat(ROICalc.math.getActualTotalImprovement() / ROICalc.math.getActualTotalCostOfFinancialEducationProgram());
//round to one decimal place
retVal = Math.round(retVal*10)/10;
if(retVal == "Infinity" || isNaN(retVal) || retVal > 500){
retVal = ">500";
}
return retVal + ":1";
}
ROICalc.math.getActualROI = function(){
var retVal = parseInt(Math.round( (ROICalc.math.getActualTotalImprovement() - ROICalc.math.getActualTotalCostOfFinancialEducationProgram()) / ROICalc.math.getActualTotalCostOfFinancialEducationProgram() * 100));
if(retVal == "Infinity" || isNaN(retVal) || retVal > 500){
retVal = "500%+";
}
return retVal + ":1";
};
ROICalc.math.getActualROIRatio = function(){
var retVal = parseFloat((ROICalc.math.getActualTotalImprovement() - ROICalc.math.getActualTotalCostOfFinancialEducationProgram()) / ROICalc.math.getActualTotalCostOfFinancialEducationProgram());
//round to one decimal place
retVal = Math.round(retVal*10)/10;
if(ROICalc.avgPFW > 6){
retVal *= .8;
retVal = Math.round(retVal*10)/10;
}
else if(ROICalc.avgPFW < 5.4){
retVal *= 1.4;
retVal = Math.round(retVal*10)/10;
}
if(retVal == "Infinity" || isNaN(retVal) || retVal > 100){
retVal = ">100";
}
return retVal;
};
ROICalc.math.getActualReturn = function(){
return parseFloat(ROICalc.math.getActualROI() / 100);
}
ROICalc.render = {};
ROICalc.render.update = function(){
//update chart
ROICalc.render.chart();
//update "Your Return on Investment"
//$(".return .number").html(ROICalc.math.getActualROI() + "%");
$(".return .number").html(ROICalc.math.getActualROIRatio());
//update "Employer cost of program"
$("#employer_cost_of_program").html("$" + ROICalc.utils.addCommas(ROICalc.math.getActualTotalCostOfFinancialEducationProgram()));
//update "Employer savings due to financial education"
$("#employer_savings").html("$" + ROICalc.utils.addCommas(ROICalc.math.getActualTotalImprovement()));
//update starburst
$("#starburst").html("Employer savings$" + ROICalc.utils.addCommas(ROICalc.math.getActualTotalImprovement()) + " ");
//update "Costs without financial education"
//$("#costs_without_education").html("$" + ROICalc.utils.addCommas(ROICalc.math.getActualTotalImprovement()));
//update "Reduced costs after financial education"
//$("#costs_after_education").html("$" + ROICalc.utils.addCommas(ROICalc.math.getActualTotalImprovement()));
};
ROICalc.render.chart = function(){
var heightInPx = 320;
var jobPerformance = ROICalc.math.getActualJobPerformanceRating();
var turnover = ROICalc.math.getActualTurnover();
var healthCare = ROICalc.math.getActualHealthCareCosts();
var workTimeWasted = ROICalc.math.getActualWorkTimeWasted();
var projectedSavings = ROICalc.math.getActualTotalOfOtherFactors();
var total = jobPerformance + turnover + healthCare + workTimeWasted + projectedSavings;
var jobPerformanceEle = $("#column2 .graph-container .job-performance a");
jobPerformanceEle.html("Job performance $" + ROICalc.utils.addCommas(jobPerformance));
var jobPerformancePercent = Math.floor(jobPerformance / total * 100) / 100;
var jobPerformancePx = Math.floor(jobPerformancePercent * heightInPx);
if(jobPerformancePx < 15){
jobPerformancePx = 15;
}
else if(jobPerformancePx > 100){
jobPerformancePx -= 13;
}
jobPerformanceEle.css("height", jobPerformancePx + "px");
var turnoverEle = $("#column2 .graph-container .turnover a");
turnoverEle.html("Turnover $" + ROICalc.utils.addCommas(turnover));
var turnoverPercent = Math.floor(turnover / total * 100) / 100;
var turnoverPx = Math.floor(turnoverPercent * heightInPx);
if(turnoverPx < 15){
turnoverPx = 15;
}
else if(turnoverPx > 100){
turnoverPx -= 13;
}
turnoverEle.css("height", turnoverPx + "px");
var healthCareEle = $("#column2 .graph-container .health-care a");
healthCareEle.html("Health care costs $" + ROICalc.utils.addCommas(healthCare));
var healthCarePercent = Math.floor(healthCare / total * 100) / 100;
var healthCarePx = Math.floor(healthCarePercent * heightInPx);
if(healthCarePx < 15){
healthCarePx = 15;
}
else if(healthCarePx > 100){
healthCarePx -= 13;
}
healthCareEle.css("height", healthCarePx + "px");
var workTimeWastedEle = $("#column2 .graph-container .work-time-wasted a");
workTimeWastedEle.html("Work time wasted $" + ROICalc.utils.addCommas(workTimeWasted));
var workTimeWastedPercent = Math.floor(workTimeWasted / total * 100) / 100;
var workTimeWastedPx = Math.floor(workTimeWastedPercent * heightInPx);
if(workTimeWastedPx < 15){
workTimeWastedPx = 15;
}
else if(workTimeWastedPx > 100){
workTimeWastedPx -= 13;
}
workTimeWastedEle.css("height", workTimeWastedPx + "px");
var projectedSavingsEle = $("#column2 .graph-container .projected-savings a");
projectedSavingsEle.html("Other work outcomes $" + ROICalc.utils.addCommas(projectedSavings));
var projectedSavingsPercent = Math.floor(projectedSavings / total * 100) / 100;
var projectedSavingsPx = Math.floor(projectedSavingsPercent * heightInPx);
if(projectedSavingsPx < 15){
projectedSavingsPx = 15;
}
else if(projectedSavingsPx > 100){
projectedSavingsPx -= 13;
}
projectedSavingsEle.css("height", projectedSavingsPx + "px");
return false;
};
ROICalc.render.freeReport = function(){
//save info into database
ROICalc.async.saveRequestReportSubmit();
//build report
var wrapper = $("
");
//heading
var greeting = $("Hello " + $("#first-name").attr("value") + " " + $("#last-name").attr("value") + ",
");
wrapper.append(greeting);
var p1 = $("Thank you for entering your information to complete the online form "Employer's Project ROI for Quality Financial Program™." The program calculates how much employee financial distress costs you and estimates the employer's return-on-investment for providing workers with quality a workplace financial program. The PFEEF ROI Calculator provides a general overview of the assumptions and calculations, and the results are below.
");
wrapper.append(p1);
//12 assumptions
var assumptions = $("#assumptions").html();
wrapper.append("" + assumptions + "You Inputted the Following Figures:
");
wrapper.append(leftTableHeading);
var leftTable = $("");
wrapper.append(leftTable);
var numberOfEmployees = $("Number of employees " + ROICalc.utils.addCommas(ROICalc.numEmployees) + " Average annual salary plus benefits $" + ROICalc.utils.addCommas(ROICalc.avgSalary) + " Turnover and training costs to replace an employee " + ROICalc.utils.addCommas(ROICalc.turnTrainCosts) + " Work time wasted by seriously financially distressed workers per employee per year " + ROICalc.unschedAbsenses + " days Personal Financial Wellness (PFW) score for all employees " + ROICalc.avgPFW + " score Employer's cost of financial program per employee $" + ROICalc.utils.addCommas(ROICalc.costPerEmployee) + " Areas and Amount of Cost Savings:
");
wrapper.append(middleTableHeading);
var middleTable = $("");
wrapper.append(middleTable);
var turnoverCosts = $("Turnover costs $" + ROICalc.utils.addCommas(ROICalc.math.getActualTurnover()) + " Health care costs $" + ROICalc.utils.addCommas(ROICalc.math.getActualHealthCareCosts()) + " Work time wasted costs $" + ROICalc.utils.addCommas(ROICalc.math.getActualWorkTimeWasted()) + " Job performance costs $" + ROICalc.utils.addCommas(ROICalc.math.getActualJobPerformanceRating()) + " Other work outcomes costs $" + ROICalc.utils.addCommas(ROICalc.math.getActualTotalOfOtherFactors()) + " Your Return on Investment:
");
wrapper.append(rightTableHeading);
var rightTable = $("");
wrapper.append(rightTable);
var totalEmployerCost = $("Total employer cost for program $" + ROICalc.utils.addCommas(ROICalc.math.getActualTotalCostOfFinancialEducationProgram()) + " Employer's first-year savings due to financial program $" + ROICalc.utils.addCommas(ROICalc.math.getActualTotalImprovement()) + " Your return on Investment (ROI) " + ROICalc.math.getActualROIRatio() + " When we create an employer-specific projected ROI, both the financial program provider and the employer participate in making each and every assumption as well as adjusting the calculations as needed for their situation. Then the human resources professional or wellness director will be able to take PFEEF's 40-page written report to his/her management team and say, "Here are the PFEEF ROI assumptions and calculations that I made along with our financial education provider and the Foundation, and I believe you will agree they are quite conservative and fit our organization. The 'PFEEF Projected ROI' for one year is X:1."
");
wrapper.append(p2);
var p3 = $("We encourage you to contact one of PFEEF's "Best Providers" who can help you conduct a survey to benchmark the financial wellness of your employees, use 10 or more of your costs for job-outcomes, and prepare a written report that details a projected return on investment suitable for presentation to your management team.
");
wrapper.append(p3);
var p4 = $("Please contact PFEEF for more information as additional details are available upon request.
");
wrapper.append(p4);
//footer
var regards = $("Regards,
");
wrapper.append(regards);
var phd = $("A.D. Prawitz, Ph.D.
");
wrapper.append(phd);
var directorSignature = $("Director of Research, Personal Finance Employee Education Foundation
");
wrapper.append(directorSignature);
//print
//$("#printableReport").html("").append(wrapper).show();
//window.print();
//$("#popup-form").hide();
var calculatorWindow = window.open("", "calculatorWindow", "width=826,height=623,scrollbars=yes,toolbar=no,menubar=no,resizable=yes,status=yes'");
calculatorWindow.document.open();
calculatorWindow.document.write("Employer's Projected ROI for Quality Financial Program - Free Report